Planning a wedding takes a huge amount of effort, time and of course money so you will want to ensure all your hard work leads to a memorable occasion for all the right reasons!
Unfortunately however, you cannot plan for every eventuality and as with any event, things can go wrong and do go wrong, which is why wedding Insurance is vital.
With people spending more and more of their hard earned cash on the fairytale day, it is more important than ever to protect against problems. Whether your wedding dress gets ruined or the day has to be postponed or cancelled for whatever reason, wedding insurance will give you peace of mind.
Without insurance you would lose all deposits you have paid contractually and can in some cases be sued for a substantial part of the balance owed. The harsh reality, although not nice to hear must be realised. The realities of life mean accidents and thefts etc are commonplace and companies can and do go bust. If you take a moment to work out what you could potentially lose, you will no doubt agree that taking out wedding insurance which can cost as little as 60, is very worthwhile!
What to look out for –
You should always be able to obtain a suitable policy to suit your needs.
Irish Wedding Insurance is available to Irish citizens or permanent residents of the Republic of Ireland and applies to weddings taking place in the Republic of Ireland and anywhere in the world.
Wedding insurance can cover cancellation costs, suppliers, Illness & Injury, Wedding presents, Wedding Rings and General liability.
What does it not cover? A change of heart! If you are standing at the alter, Insurance will not pay for this unforeseen circumstance!
My advice is get it! Do shop around though. There are more and more companies providing wedding insurance and ask around until you are happy with the cover you are getting for a price you are happy to pay.